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What are my options for affording in-home care?

There are many options for paying for in home care, in addition to your existing financial assets and reverse mortgages. If you have a Long Term Care insurance policy (10% of Americans do), it is the most popular method to pay for private duty care. Whole Life policies and combined Long Term Care/Life Insurance policies may also be tapped for your long term care needs.

For wartime Veterans, the VA Aid & Attendance benefit may provide assistance to qualified veterans and their spouses. In some states Medicaid may also be an option, based on economic and need factors.

For more information about all payment options, please click here.

-Answered by Jim Mark, Chief Operating Officer at American In-Home Care, LLC

What are the rates charged for care providers?

Rates are based on the type of services you require and the rate requested by the care provider who is providing the services to you. You may contact our office at 1-877-798-5716 and a Client Care Liaison will assist you.

How can I learn more about the advantages of self-directed care and the registry model?

There are three ways for families to find private (out-of-pocket) in-home care: on their own, through an Agency, or through a Nurse Registry.

Registries, (sometimes referred to as referral agencies) were the original model of home care created by caregiver associations to assist families in sourcing qualified and reliable caregivers. The Nurse Registry model allows families to have total control over selecting their care provider, setting the schedule, and directing the care, while having 24/7 support of a third party in sourcing reliable and qualified caregivers which helps in the event of a caregiver emergency, sicknesses, or absence. In addition to screening, credentialing and vetting qualified care providers Registries are bonded and insured.

Florida was one of the first states to regulate Nurse Registries in 1947, and continues to be one of the states with the most stringent regulations.

For an independent analysis about self-directed care, applicable comparisons, and additional information please visit the web site of The Private Care Association

Why shouldn't I just hire a caregiver from an internet list or newspaper ad?

Why take a risk with a loved one's safety and security? The care providers we present for your approval, have been thoroughly screened, interviewed, had their references checked and have successfully passed a Level II FBI background screen. We also review their credentials on an on-going basis to ensure that they have the proper training to care for seniors, the elderly, disabled, or those with dementia or Alzheimer's disease. Other important considerations to consider when hiring privately on your own are: How will emergencies, sicknesses, or absences be managed? What about 24/7 support? Are internet advertisers insured? How will care providers be background checked? and more. Learn More

What if I'm not satisfied with my care providers service?

At Advocate In-Home Care client satisfaction is our #1 priority. In the consumer directed care model you are in charge. If this should occur, contact our office immediately and our client care coordinators will promptly refer another care provider to fulfill your needs.

What type of care do the care providers offer?

We provide referral services for registered nurses, licensed practical nurses, certified nursing assistants, home health aides, companions and sitters. The care providers offer individual care with special attention to details. Depending on their training and licensing, Care providers assist with activities of daily living such as: bathing & grooming, dressing, toileting, ambulation (walking), preparing meals, transfers , travel care assistance, eating assistance, Alzheimer’s care as well as skilled nursing services. Care provider services are offered at home, hospitals, nursing homes, assisted living facilities and even on vacation.

For more information about all of our care services, click here.